sun life health dental insurance

Focus on what you care about most: your patients. Other questions or scenarios that Sun Life can assist with are: How do I update or change my dependents? Warning for Sun Life shareholders about Obatan LLC offer. If you have higher health expenses, are concerned about increasing costs later or want emergency travel medical coverage, consider either Health Choice B or Health Choice C. Up to $50 every two calendar years (every calendar year for dependents under age 18). Learn more about eligibility requirements for this plan. Services: These plans can go through changes and updates from time to time and it is important to keep informed about how these changes may effect you. Your policy includes exclusions and limitations of coverage. These plans don’t cover expenses that government health plans cover. This dental plan does not provide coverage for pediatric oral health services that satisfies the requirements for “minimum essential coverage” as defined by the Patient Protection and Affordable Care Act. 60% reimbursement for preventive dental care with a $500 annual maximum. You are on a Sun Life Financial website. Travel assistance, medical assistance, family service and support, for situations that result from a medical emergency. Includes: acupuncturists, chiropodists, chiropractors, naturopaths, osteopaths, podiatrists, psychologists ($60 per visit, maximum 7 visits per calendar year), physiotherapists, registered massage therapists and speech language pathologists. Life insurance plans for your health protection needs: SUN Fit and Well Coverage until age 100 Available now! If we do change the rates, we’ll send you written notice 45 days before the change. Health insurance. Waiting periods begin on the date the policy becomes effective. Includes: acupuncturists, chiropodists, chiropractors, naturopaths, osteopaths, podiatrists, psychologists ($60 per visit, maximum 10 visits per calendar year), physiotherapists, registered massage therapists and speech language pathologists. Other: reasonable and customary for diagnostic services; casts, stockings, surgical brassieres, stump socks; radiotherapy or coagulotherapy; oxygen, plasma and blood transfusion; artificial limbs, eyes, and other prosthetics. Certain provisions may apply. To be eligible for this coverage, you must be insured under the government healthcare plan in your province or territory of residence and apply within 60 days of when your group coverage terminates. If you have higher health expenses, are concerned about increasing costs later or want emergency travel medical coverage, consider either Health Choice B or Health Choice C. Are you entitled to a tax refund for your medical expenses? Read more here. Sun Health & Dental offers an affordable and flexible option for you and your family. Eligible durable equipment includes, but is not limited to, items such as: wheelchairs, to a $1,000 lifetime maximum, $2,500 annual maximum combined with medical equipment and services, $20,000 lifetime maximum combined with medical equipment and services, Paramedical practitioners include: acupuncturists, chiropractors, naturopaths, osteopaths, physiotherapists, podiatrists/chiropodists, registered massage therapists, speech language pathologists, Psychologists: $50 per visit up to $250 per year, $150 maximum every 2 years, including $50 maximum per eye exam, Includes coverage for: prescription eyeglasses, prescription contact lenses, prescription sunglasses and laser eye surgery, No coverage. (Note that a 1-year waiting period applies to restorative dental care.). Simplify the work of managing your dental practice with Sun Life Direct. Health Coverage Choice Health and Dental Choice A helps cover eligible health expenses that are relatively low. This page does not form part of your policy. ScotiaLife® Health & Dental Insurance is underwritten by Sun Life Assurance Company of Canada. All plans come with Best Doctors consultation service. My Health Choice is available for new applicants from the ages of 18-74, and is renewable for customers 75 and over. A strong, effective dental insurance plan can help attract and retain talented employees – and that’s why Sun Life offers comprehensive dental benefits that brighten up any employer group. No coverage. In all states except New York, group dental insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) (SLOC) or by Union Security Insurance Company (USIC) (Kansas City, MO) and administered by SLOC. Offers economical health and dental coverage Health Coverage Choice Health and Dental Choice A helps cover eligible health expenses that are relatively low. A valuable service available to you, your spouse, dependent children, parents and parents-in-law at any point during the policy’s lifetime. Sun Life’s health protection plans are here to make this possible by providing you the best care should an illness strike, allowing you to live a full and brighter life with your loved ones. 60% reimbursement for supplemental healthcare expenses. Public Service Health Care Plan Sun Life Member Services. Register Sun Life Customer Call Centre. 60% reimbursement with a $25 per-visit maximum on paramedical practitioner services up to $250 per year per practitioner. If you are pregnant at the time of application, we will pay for up to 2 days of hospitalization due to pregnancy. Rental, or purchase at our option, of durable equipment required for use in the patient's home and is approved by us. A key added benefit of choosing Sun Life for your replacement or personal health plan is that … Personal Health Insurance This website provides descriptions of only some of the benefits and limitations of ScotiaLife® Health & Dental Insurance. $300 per practitioner, up to a maximum of $500 for all services combined per year. Take advantage of the many self-service options and useful resources on the my Sun Life website. 80% reimbursement for diagnostic and preventative dental procedures: oral examinations, recall procedures, (every 9 months) scaling and root planing, routine extractions and for children under age 12, space maintainers. How do I … A combined lifetime maximum of $250,000 applies to all benefits excluding dental. All rights reserved. Sign-in help You and your family members included on the application are within 60 days of leaving a group benefits plan that had similar health coverage. Health insurance is personal insurance coverage that protects your savings from the many healthcare costs not covered by government plans. Sun Life Assurance Company of Canada cannot guarantee the availability of the services, and reserves the right to cancel the services at any time. © Sun Life Assurance Company of Canada, 2019. Sun Health & Dental - Good Health, Good Life. (“PPACA”). Health Details: Next to group medical coverage, dental insurance continues to be the most popular employee benefit.A strong, effective dental insurance plan can help attract and retain talented employees – and that’s why Sun Life offers comprehensive dental benefits that brighten up any employer group. Couples start at just $45 a month, $50 for a family of up to five! Make well-informed decisions with helpful advice. Coverage is subject to certain exclusions and limitations which are described in the individual policy issued. Air ambulance to a maximum of $5,000 per incident. Your dependent children can also apply for their own My Health Choice coverage once they’re no longer eligible under your plan due to their age or student status. Extended Health Care and Dental Insurance | Sun Life. 60% reimbursement for prescription drugs with a $750 annual maximum. Unless otherwise stated, all maximums are per insured person per calendar year. Restorative dental care is available on Health Choice B and Health Choice C as part of the optional dental benefit. Drug coverage and alternatives at your fingertips. Public Service Health Care Plan Claim Form (PDF) Sun Life Financial (Member sign-in) Dental care (dependants) Public Service Dental Care Plan; Claim form (PDF) Date Modified: 2020-10-14. Health Plan – Standard Health and Dental Plan – Standard Health and Dental Plan – Enhanced; Eligible expenses limits – lifetime maximum (not applicable to emergency travel medical and dental) $250,000: $250,000: $300,000: Prescription drugs: 80% reimbursement, up to $1,000 per year OMA Health Plus and Dental Insurance policy is underwritten by Sun Life Assurance Company, a member of the Sun Life group of companies. Sun Life Financial Health (and Dental) Insurance Health Coverage Choice. There are 3 plans available. Sun Life can help you determine which plan you should claim from first. Sun Life Financial. The extended health care and dental insurance policies are underwritten by Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies. * Emergency travel medical does not cover any pre-existing condition. $2,500 combined maximum (per year) for all expenses listed in each category: The following expenses in this category are subject to the same $2,500 calendar-year limit as outlined above, but have the following lifetime maximums: $5,000 combined maximum (per year) for all expenses listed in each category: The following expenses in this category are subject to the same $5,000 calendar-year limit as outlined above, but have the following lifetime maximums: Up to $1 million (lifetime maximum) of emergency hospital and medical expenses covered during the first 60 days of travel. By signing in, you agree to these terms and conditions. Public Service Dental Care Plan Great-West Life Groupnet; To access the my Sun Life Mobile app for the PSHCP, you must first have registered to the Sun Life Member Services website. Travel benefits are underwritten by CUMIS General insurance Company, a member of The Co-operators group of companies. All representations about the services of Best Doctors are those of Best Doctors Inc., and not Sun Life Assurance Company of Canada. my Sun Life Mobile. Welcome to Sun Life Direct. Here’s how we can help you. Read more here. Coverage maximums are per insured person and per calendar year, unless otherwise stated. When we issue a policy it governs the legal relationship between us and the client. My Health Choice - Extended Health Care and Dental Plans, How a Sun Life Financial advisor can help you, Estate and Financial Planning Services (EFPS), Why work with one of our licensed professionals, Register for a my Sun Life Online Account, Contributions, withdrawals and fund changes, Student and new graduate programs overview, Rotational Leadership Development Programs, Co-op and summer internship opportunities, Chartered Professional Accountant (CPA) Pre-Approved Program, Drugs and drug supplies must be prescribed in writing by a dentist or physician and obtained from a pharmacist. If you have any questions regarding your coverage, payment of claims, required documents or other inquiries, please contact the Sun Life Call Centre. May 27, 2020 – A new Sun Life survey has found that a majority of Canadians feel the COVID-19 pandemic is having a negative impact on their mental health; this is supported by independent Teladoc Health research. 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